Praying, reading the Bible and reformation are positive hindrances if trusted in as a means of earning salvation, though essential as a proof of life in the soul after one is saved.
God's Word says: "He that believeth on Me hath everlasting life." John 6:47. And, "Verily, verily, I say unto you, he that heareth My Word, and believeth on Him that sent Me, hath everlasting life." John 5:24.
Mark the three steps: hearing, believing and having! How simple! Have you heard?-and believed? Then God says you have "everlasting life."