ho (Greek #3588)
the definite article; the (sometimes to be supplied, at others omitted, in English idiom)
KJV usage: the, this, that, one, he, she, it, etc.
Pronounce: ho
Origin: ἡ (hay), and the neuter τό (to) in all their inflections
opheiletes (Greek #3781)
an ower, i.e. person indebted; figuratively, a delinquent; morally, a transgressor (against God)
KJV usage: debtor, which owed, sinner.
Pronounce: of-i-let'-ace